How Long Does a House Sale Take to Complete

The time it takes for a house sale to go through in the UK can vary widely, but the average transaction typically takes between 8 and 14 weeks from offer acceptance to completion. This timeline depends on a range of factors including the complexity of the chain, the type of buyer, how quickly solicitors and surveyors act, and whether any issues arise during the conveyancing process.

Understanding the steps involved and what can cause delays helps both buyers and sellers manage expectations and prepare accordingly.

What happens once an offer is accepted?

When a seller accepts an offer, the property is classed as sold subject to contract. This means the sale is agreed in principle, but nothing is legally binding until exchange of contracts. During this period, the buyer arranges a survey, finalises their mortgage offer if applicable, and instructs a solicitor to handle the legal work.

The seller also instructs a solicitor to manage their side of the transaction. This begins the conveyancing process, where both parties’ solicitors exchange information, conduct searches, and draw up the contracts that will eventually make the deal legally binding.

Typical timeline for a house sale

Week 1 to 2 usually involves instructing solicitors, completing initial paperwork, and applying for a mortgage if needed. The seller's solicitor prepares the contract pack while the buyer’s solicitor starts local authority, drainage and environmental searches.

Week 3 to 6 is often when the survey takes place, the mortgage offer is finalised, and the buyer’s solicitor raises any enquiries about the title or other documents. At this stage, delays can occur if there are outstanding planning permissions, missing documents or concerns flagged in the survey.

Week 7 to 10 is generally focused on resolving enquiries and agreeing a completion date. Once all parties are satisfied, contracts are signed and exchanged. This is the point at which the sale becomes legally binding and the deposit is paid.

Completion typically happens a week or two after exchange, although this can be negotiated. On completion day, the remaining funds are transferred and the buyer receives the keys.

What factors can speed up or delay a sale?

A chain-free sale is usually quicker because it does not depend on other transactions completing first. First-time buyers or cash buyers can complete in as little as 4 to 6 weeks if everything runs smoothly. On the other hand, a long or fragile chain where multiple people are buying and selling can cause delays if just one link in the chain experiences a problem.

Delays are also common when mortgage applications take longer than expected, when buyers or sellers take time responding to solicitor queries, or when the results of searches or surveys reveal unexpected issues. Leasehold properties can take longer due to the need to obtain information from managing agents, and probate sales can be delayed until the legal right to sell the property is granted.

What can be done to speed things up?

Being prepared from the start helps keep the process moving. Sellers can instruct a solicitor as soon as the property is listed and gather all necessary documents including title deeds, warranties and planning permissions. Buyers should ensure their finances are in order, obtain an agreement in principle before making an offer, and respond to all queries promptly.

Good communication between all parties is vital. Regular updates from solicitors and estate agents can help identify potential delays early and resolve them quickly. Choosing an experienced conveyancer and working with reputable agents also increases the chances of a smooth transaction.

What if the sale is taking too long?

If your sale is dragging on beyond 14 weeks with little progress, it may be time to investigate further. Common causes include missing paperwork, slow solicitors, unresolved enquiries or delays with other buyers or sellers in the chain. Ask for a clear update on what is outstanding and what needs to happen next. In some cases, you may need to escalate the matter, switch solicitor or consider renegotiation if problems with the property arise.

Conclusion

A typical UK house sale takes between 8 and 14 weeks to complete, but this can vary significantly depending on the circumstances. While some sales go through faster, others take much longer due to legal, financial or logistical hurdles. With the right preparation, proactive communication and the help of a good solicitor, buyers and sellers can keep the process on track and avoid unnecessary delays.